Homebuyer Assistance Program
BSNB offers options that can make homeownership more affordable. Learn more here or speak to a Mortgage Loan Originator.
Extended Rate Lock Periods
BSNB will offer extended rate lock protection for customers that are purchasing a new construction home in a subdivision. The time frame for builders to construct your new home can range from five to nine months. BSNB provides rate protection for 180 days to 270 days. BSNB also offers extended rate lock periods of 180 Day and 270 day rate lock on our One-Close Construction Loans. . This will protect your interest rate in a rising rate environment until closing. Please contact a registered Mortgage Loan Originator to discuss rate lock options and terms in greater detail.
Private Mortgage Insurance (PMI) Options
BSNB offers mortgage financing options with no borrower paid mortgage insurance. A mortgage with no mortgage insurance enables our customers to make a smaller down payment and could reduce monthly mortgage payments. Please contact a registered Mortgage Loan Originator for additional information on our no-PMI options.
Bi-Weekly Mortgage
BSNB offers biweekly mortgage payments on 15, 20, 25 and 30 year fixed rate mortgages. In order to qualify for this program you must set up your mortgage payments to be deducted from a BSNB checking account. Biweekly payments can reduce the length of your loan, saving on interest payments.
Earn $350 with a new mortgage and checking relationship at BSNB
Offer valid on new-to-BSNB mortgage loans only. To qualify for the $350 reward, you must open a new Free Direct Checking, GO Checking or Premier Checking account and receive monthly direct deposits in the amount of $500 or more. The checking account must be opened between the time of mortgage application and day of the mortgage closing. The initial direct deposit must occur within 60 days of the mortgage closing. Cash reward paid within 30 days of your third consecutive month of direct deposit. Account must be open and in good standing to receive the cash reward. All cash awards may be subject to 1099 tax reporting. This offer does not apply to second or multiple checking accounts within the same household or for customers who have closed a checking account within the last 365 days. This limited time offer may be withdrawn or changed at any time. All standard account requirements apply. Additional conditions may apply. Cannot be combined with other offers from BSNB. All loans are subject to application and approval. Employees of BSNB are not eligible.
Please see our Rates page for pricing.